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2ND CHARGE LENDING

Parameters

Loan Size: £50,000 to £20,000,000

Maximum Gearing: Up to 85% LTV

Term: Up to 30 years

Location: Nationwide

KEY FEATURES OF THIS PRODUCT

A second charge (also known as a second charge loan or secured loan) is a type of loan secured against a property that already has a 1st charge mortgage on it.

Here are the key features 2nd Charge Loan:

  • Can be a 2nd Bridging Loan used for quick monies to be released for a property purchase deposit
  • Can be a 2nd Bridging Loan used for quick monies to be released for a business cash flow purpose 
  • Can be used as a 2nd Charge Term Loan for 2 to 5 years on a lower interest rate.

Testimonials

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Roma Lending Logo
The team are thorough, knowledgeable, and always a pleasure to deal with.
Focus Commercial is a business we are proud to be working with. The team are thorough, knowledgeable, and always a… read more
4

Managing Director

Scott Marshall

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Freeths
Their efficiency and proactivity are unparalleled, ensuring smooth transactions. 
I have worked with Focus and their team for several years. Their efficiency and proactivity are unparalleled, ensuring smooth transactions.… read more
Sarah McGuinness

Senior Associate

Sarah McGuinness

A construction builder looking confused.

We understand your pain

Do you want to…

  • Obtain painless, simplified property development funding for your project(s)?
  • Achieve financial freedom and the lifestyle you want?
  • Have and enjoy financial security for yourself and your family?
  • Be a successful, admired and respected property developer?
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