Onboarding: Your Journey with Focus

We begin by discussing your project’s funding needs to understand your goals.

At Focus, we’ll assess your property refurbishment or development project to determine its profitability quickly.

We’ll calculate the residual land value and evaluate the equity in your project.

Based on our findings, Focus will advise on the construction and legal professionals, as well as development reports, needed to support a successful funding application.

If you’re ready to move forward, we’ll outline the next steps for you.

Once your project is approved for the next stage, Focus will conduct a thorough review of your credit profile and development experience. We’ll then underwrite your scheme, preparing it for lender submission.

Our team at Focus will prepare a detailed credit paper and development appraisal, ensuring your project is fully prepared for lender review.

We’ll identify and approach the most suitable lenders for your specific project and funding requirements.

After receiving terms from potential lenders, Focus will carefully review and negotiate to secure the best terms for you.

We’ll then walk you through the details of all terms obtained to ensure you have a clear understanding.

Based on our analysis, Focus will recommend the most appropriate lender and terms for your project.

We’ll handle the entire loan application process for you, preparing and submitting all necessary documentation on your behalf.

Focus will also sponsor the submission, recommending your project for loan approval.

Focus will oversee the entire process, liaising with all stakeholders—including lender valuers, fund monitors, and client solicitors—to ensure a smooth journey to formal offer.

Once the loan offer is received, Focus will review it on your behalf, ensuring that all terms and conditions are clear and acceptable.

We’ll guide you through the loan conditions and assist in submitting the final signed offer for completion.

Focus will advise both you and your solicitor on the steps needed to complete the loan.

We’ll also assist with any inquiries from the lender and advise on necessary insurance to meet loan requirements.

Focus will coordinate between the lender, their solicitors, and your legal team to ensure successful loan completion and the timely release of funds.

Our service doesn’t end at completion. Focus will continue to monitor the loan, keeping communication open with you and managing future drawdowns with the lender.

As the loan term comes to an end, Focus will assist you in ensuring the full and timely repayment of your loan before the redemption date.