Skip to content
Focus Logo Dark

2ND CHARGE LENDING

Parameters

Loan Size: £50,000 to £20,000,000

Maximum Gearing: Up to 85% LTV

Term: Up to 30 years

Location: Nationwide

KEY FEATURES OF THIS PRODUCT

A second charge (also known as a second charge loan or secured loan) is a type of loan secured against a property that already has a 1st charge mortgage on it.

Here are the key features 2nd Charge Loan:

  • Can be a 2nd Bridging Loan used for quick monies to be released for a property purchase deposit
  • Can be a 2nd Bridging Loan used for quick monies to be released for a business cash flow purpose 
  • Can be used as a 2nd Charge Term Loan for 2 to 5 years on a lower interest rate.

Testimonials

Speech marks
Roma Lending Logo
The team are thorough, knowledgeable, and always a pleasure to deal with.
“Focus Commercial is a business we are proud to be working with. The team are thorough, knowledgeable, and always a… read more

Managing Director

Scott Marshall

Speech marks
Their efficiency and proactivity are unparalleled, ensuring smooth transactions. 
I have worked with Focus and their team for several years. Their efficiency and proactivity are unparalleled, ensuring smooth transactions. … read more

Senior Associate

Sarah McGuinness

We understand your pain

Do you want to…

  • Obtain painless simplified property development funding for your project(s)?
  • Achieve your financial freedom and your desired choice of lifestyle?
  • Have and enjoy financial security for yourself and family?
  • Be a sucessful, admired and respected property developer?
Call Us Book Appointment